/* ==========================================================
   Martin Juriga – finančný poradca
   Farby a písmo sa menia tu, v :root
   ========================================================== */
:root {
  --black: #030305;
  --ink: #0b1020;
  --ink-2: #111830;
  --bg: #ffffff;
  --soft: #f3f5fa;
  --line: #e4e8f1;
  --text: #0b1020;
  --muted: #667085;
  --blue: #2f62ff;
  --blue-2: #6b92ff;
  --blue-deep: #1a3fd6;
  --radius: 24px;
  --radius-sm: 14px;
  --shadow: 0 20px 60px -20px rgba(11, 16, 32, .25);
  --font: "Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", sans-serif;
  --ease: cubic-bezier(.2, .7, .2, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 84px; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
[hidden] { display: none !important; }
a { color: inherit; text-decoration: none; }
h1, h2, h3 { margin: 0; line-height: 1.08; letter-spacing: -.035em; font-weight: 800; }
h2 { font-size: clamp(2rem, 4.4vw, 3.4rem); }
h3 { font-size: 1.2rem; letter-spacing: -.02em; font-weight: 700; }
p { margin: 0; }
svg { fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }

.container { width: min(1200px, 100% - 40px); margin-inline: auto; }
.text-blue { color: var(--blue-2); background: linear-gradient(90deg, #6b92ff, #2f62ff); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.text-muted { color: var(--muted); }
.link { color: var(--blue); font-weight: 600; border-bottom: 1px solid currentColor; }

/* ---------- ručne kreslené prvky a textúra ---------- */
.grain { position: relative; }
.grain::after {
  content: ""; position: absolute; inset: 0; pointer-events: none; z-index: 0; opacity: .5; mix-blend-mode: overlay; border-radius: inherit;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3' stitchTiles='stitch'/%3E%3CfeColorMatrix values='0 0 0 0 1 0 0 0 0 1 0 0 0 0 1 0 0 0 .55 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}
.grain > * { position: relative; z-index: 1; }
.grain > .hero__glow, .grain > .hero__grid { position: absolute; z-index: -1; }
.hero.grain > .scroll-hint { position: absolute; }
.scribble { position: relative; display: inline-block; color: var(--blue-2); }
.scribble__line { position: absolute; left: -2%; bottom: -.12em; width: 104%; height: .32em; overflow: visible; }
.scribble__line path { stroke: var(--blue); stroke-width: 5; vector-effect: non-scaling-stroke; stroke-dasharray: 400; stroke-dashoffset: 400; animation: draw 1.1s .9s var(--ease) forwards; }
.scribble__line path + path { stroke-width: 3; opacity: .6; animation-delay: 1.3s; }
.signature { font-family: "Mrs Saint Delafield", "Brush Script MT", cursive; font-size: clamp(2.8rem, 5vw, 3.6rem); line-height: 1; color: var(--ink); transform: rotate(-4deg); display: inline-block; }
.about__sign { display: flex; align-items: center; gap: 1.2rem 2rem; flex-wrap: wrap; }
.hand-note { display: flex; align-items: flex-start; gap: .3rem; margin-top: 2rem; color: var(--blue-2); }
.hand-note span { font-family: "Caveat", "Comic Sans MS", cursive; font-size: 1.6rem; font-weight: 600; transform: rotate(-3deg); }
.hand-note svg { width: 110px; height: 64px; margin-top: .6rem; stroke-width: 2.2; }
@media (max-width: 900px) { .hand-note { display: none; } }

/* ---------- sľub (inšpirované Fondee) ---------- */
.promise { position: relative; background: var(--soft); padding: clamp(5rem, 11vw, 9rem) 0; text-align: center; }
.promise__deco { position: absolute; inset: 0; overflow: hidden; border-radius: inherit; }
.promise__lines { position: absolute; inset: 0; width: 100%; height: 100%; }
.promise__lines path { stroke: rgba(47, 98, 255, .28); stroke-width: 1.5; vector-effect: non-scaling-stroke; }
.promise__inner { position: relative; max-width: 980px; }
.eyebrow--center::before { display: none; }
.promise .eyebrow { color: var(--ink); letter-spacing: .16em; }
.promise__text { font-size: clamp(1.9rem, 4.6vw, 3.6rem); font-weight: 700; letter-spacing: -.04em; line-height: 1.15; color: var(--ink); text-wrap: balance; margin-top: .8rem; }
.promise__text mark { background: linear-gradient(transparent 8%, #cddbff 8%, #cddbff 92%, transparent 92%); color: inherit; padding: 0 .08em; margin: 0 -.04em; box-decoration-break: clone; -webkit-box-decoration-break: clone; }
.promise__note { max-width: 34rem; margin: 2rem auto 0; color: var(--muted); font-size: 1rem; }

/* ---------- prepojenie sekcií ---------- */
/* sekcie ako veľké zaoblené panely, predmety ležia na ich hranici */
.section--panel { margin-inline: 12px; border-radius: 44px; }
.promise.section--panel { margin-top: 12px; }
.bridge { position: absolute; top: 0; z-index: 6; pointer-events: none; transform: translateY(-50%); }
.bridge--coin { transform: translateY(-30%); }
.bridge__in { transform: rotate(var(--r, 0deg)); animation: bob 8s ease-in-out infinite; }
@keyframes bob { 50% { translate: 0 -8px; } }
.coin {
  position: relative; width: 100px; height: 100px; border-radius: 50%; display: grid; place-items: center;
  background: radial-gradient(circle at 34% 28%, #fff7dc 0%, #f1d58b 22%, #d4a947 52%, #a87b28 78%, #7b5716 100%);
  box-shadow: inset 0 0 0 7px rgba(255, 240, 200, .35), inset 0 0 0 9px rgba(120, 84, 20, .35), 0 26px 40px -18px rgba(60, 40, 5, .6);
}
.coin::before { content: ""; position: absolute; inset: 16px; border-radius: 50%; border: 1.5px dashed rgba(120, 84, 20, .45); }
.coin span { font-size: 2.9rem; font-weight: 800; color: #9a7020; text-shadow: 1px 1px 0 #fff3cf, -1px -1px 0 rgba(90, 60, 10, .45); }
.plan-sheet {
  width: 210px; padding: 1.1rem 1.1rem .9rem; border-radius: 10px; background: #fff; display: grid; gap: .55rem;
  box-shadow: 0 30px 50px -22px rgba(11, 16, 32, .45), 0 0 0 1px rgba(11, 16, 32, .05);
}
.plan-sheet__title { font-size: .72rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: var(--ink); }
.plan-sheet__chart { width: 100%; height: 58px; }
.plan-sheet__chart rect { fill: #dbe5ff; stroke: none; }
.plan-sheet__chart rect.hi { fill: var(--blue); }
.plan-sheet__chart path { stroke: var(--ink); stroke-width: 1.6; }
.plan-sheet__row { display: flex; align-items: center; gap: .5rem; }
.plan-sheet__row i { width: 12px; height: 12px; border-radius: 50%; background: var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4L18 8'/%3E%3C/svg%3E") center/8px no-repeat; }
.plan-sheet__row b { height: 6px; border-radius: 6px; background: var(--line); }
.plan-sheet__sign { width: 96px; height: 26px; margin-top: .2rem; justify-self: end; stroke: var(--blue); stroke-width: 1.6; }
.face { width: 142px; height: 142px; border-radius: 50%; padding: 7px; background: #fff; box-shadow: 0 26px 50px -20px rgba(11, 16, 32, .5), 0 0 0 1px rgba(11, 16, 32, .06); }
.face img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 12%; border-radius: 50%; background: #000; }
.face__label { position: absolute; left: 50%; bottom: -14px; transform: translateX(-50%) rotate(-4deg); white-space: nowrap; padding: .1rem .9rem; border-radius: 999px; background: #fff; box-shadow: 0 8px 20px -10px rgba(11, 16, 32, .4); font: 600 1.35rem "Caveat", cursive; color: var(--blue); }
.bridge--face .bridge__in { position: relative; }
.pen { width: 360px; height: 34px; filter: drop-shadow(0 18px 14px rgba(0, 0, 0, .35)); }
.side-word {
  position: absolute; left: clamp(4px, 1.2vw, 22px); top: 50%; z-index: 0; transform: translateY(-50%) rotate(180deg); writing-mode: vertical-rl;
  font-size: clamp(3.6rem, 5.2vw, 5.4rem); font-weight: 800; letter-spacing: -.02em; line-height: 1; white-space: nowrap; text-transform: uppercase;
  color: transparent; -webkit-text-stroke: 1.5px rgba(107, 146, 255, .22); user-select: none;
}
.grain > .side-word { position: absolute; z-index: 0; }
.script-accent { display: block; margin-top: .3rem; font: 600 clamp(1.6rem, 2.6vw, 2.2rem)/1 "Caveat", cursive; color: var(--blue); transform: rotate(-2deg); transform-origin: left; }
.section-head--center .script-accent { transform-origin: center; }
@media (max-width: 1399px) { .side-word { display: none; } }
@media (max-width: 900px) {
  .bridge { display: none; }
  .section--panel { margin-inline: 8px; border-radius: 30px; }
}

/* ---------- čísla ---------- */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); margin: clamp(2.5rem, 5vw, 3.5rem) auto 0; max-width: 900px; background: #fff; border-radius: 26px; box-shadow: 0 24px 60px -36px rgba(11, 16, 32, .35); border: 1px solid #e3e9f5; }
.stat { display: grid; gap: .3rem; padding: 1.6rem 1rem; }
.stat + .stat { border-left: 1px solid var(--line); }
.stat strong { font-size: clamp(2.2rem, 4vw, 3rem); font-weight: 800; letter-spacing: -.05em; line-height: 1; color: var(--blue); font-variant-numeric: tabular-nums; }
.stat span { font-size: .86rem; color: var(--muted); line-height: 1.35; }
.stats__more { margin-top: 1rem; font-size: .9rem; color: var(--muted); }
@media (max-width: 700px) {
  .stats { grid-template-columns: 1fr 1fr; }
  .stat:nth-child(3) { border-left: 0; }
  .stat:nth-child(n+3) { border-top: 1px solid var(--line); }
}

/* ---------- regióny v kontakte ---------- */
.regions { margin-top: 2rem; }
.regions__label { font-size: .8rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: rgba(255, 255, 255, .5); }
.regions__list { display: flex; flex-wrap: wrap; gap: .45rem; margin-top: .8rem; }
.regions__list span { padding: .4rem .85rem; border-radius: 999px; border: 1px solid rgba(255, 255, 255, .14); font-size: .86rem; color: rgba(255, 255, 255, .85); }
.regions__list span:last-child { border-style: dashed; color: var(--blue-2); }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .55em;
  padding: 1rem 1.6rem; border-radius: 999px; border: 1px solid transparent;
  font: 600 1rem/1 var(--font); cursor: pointer; white-space: nowrap;
  transition: transform .3s var(--ease), background .3s, box-shadow .3s, color .3s, border-color .3s;
}
.btn span { transition: transform .3s var(--ease); }
.btn:hover span { transform: translateX(4px); }
.btn--primary { background: var(--blue); color: #fff; box-shadow: 0 10px 30px -10px rgba(47, 98, 255, .7); }
.btn--primary:hover { background: var(--blue-deep); transform: translateY(-2px); box-shadow: 0 16px 36px -12px rgba(47, 98, 255, .8); }
.btn--ghost { color: #fff; border-color: rgba(255, 255, 255, .22); background: rgba(255, 255, 255, .04); }
.btn--ghost:hover { border-color: rgba(255, 255, 255, .5); background: rgba(255, 255, 255, .08); }
.btn--dark { background: var(--ink); color: #fff; }
.btn--dark:hover { background: var(--blue); transform: translateY(-2px); }
.btn--ghost-dark { border-color: var(--line); color: var(--ink); background: #fff; }
.btn--sm { padding: .75rem 1.2rem; font-size: .92rem; }
.btn--block { width: 100%; }

/* ---------- header ---------- */
.header {
  position: fixed; inset: 0 0 auto; z-index: 50;
  transition: background .4s, backdrop-filter .4s, border-color .4s;
  border-bottom: 1px solid transparent;
}
@media (min-width: 901px) {
  .header.is-scrolled { padding-top: 10px; background: transparent; backdrop-filter: none; -webkit-backdrop-filter: none; border-color: transparent; }
  .header.is-scrolled .header__inner {
    height: 64px; padding: 0 10px 0 14px; border-radius: 999px; background: rgba(5, 7, 12, .9);
    backdrop-filter: blur(16px) saturate(140%); -webkit-backdrop-filter: blur(16px) saturate(140%);
    border: 1px solid rgba(255, 255, 255, .08); box-shadow: 0 18px 40px -18px rgba(0, 0, 0, .6);
  }
  .header.is-scrolled .logo__mark { height: 28px; }
}
@media (max-width: 900px) {
  .header.is-scrolled {
    background: rgba(5, 7, 12, .72);
    backdrop-filter: blur(16px) saturate(140%);
    -webkit-backdrop-filter: blur(16px) saturate(140%);
    border-color: rgba(255, 255, 255, .07);
  }
}
.header__inner { display: flex; align-items: center; gap: 2rem; height: 80px; transition: height .4s var(--ease), padding .4s var(--ease), background .4s, border-radius .4s; }
.logo { display: flex; align-items: center; gap: .8rem; color: #fff; }
.logo__mark { display: block; height: 34px; width: auto; filter: drop-shadow(0 4px 14px rgba(47, 98, 255, .45)); transition: height .4s var(--ease); }
.logo__text { display: flex; flex-direction: column; font-family: "Lexend", var(--font); font-weight: 600; font-size: 1.02rem; line-height: 1.1; letter-spacing: -.01em; }
.logo__text small { font-family: var(--font); font-weight: 500; font-size: .6rem; color: rgba(255, 255, 255, .6); letter-spacing: .28em; text-transform: uppercase; margin-top: .25rem; }
.nav { display: flex; gap: 2rem; margin-left: auto; }
.nav a { color: rgba(255, 255, 255, .7); font-size: .95rem; font-weight: 500; position: relative; transition: color .3s; }
.nav a::after { content: ""; position: absolute; left: 0; right: 0; bottom: -6px; height: 2px; background: var(--blue); transform: scaleX(0); transition: transform .3s var(--ease); }
.nav a:hover { color: #fff; }
.nav a:hover::after { transform: scaleX(1); }
.burger { display: none; }

/* ---------- hero ---------- */
.hero {
  position: relative; overflow: hidden; isolation: isolate;
  min-height: 100svh; display: flex; align-items: center;
  background: var(--black); color: #fff; padding: 110px 0 60px;
}
.hero__glow { position: absolute; border-radius: 50%; filter: blur(90px); z-index: -1; pointer-events: none; }
.hero__glow--1 { width: 560px; height: 560px; left: -180px; top: -160px; background: rgba(47, 98, 255, .2); }
.hero__glow--2 { width: 520px; height: 520px; right: -8%; top: 10%; background: rgba(47, 98, 255, .14); }
.hero__glow--3 { width: 520px; height: 520px; right: -160px; top: -200px; background: rgba(47, 98, 255, .16); }
.hero__grid {
  position: absolute; inset: 0; z-index: -1; opacity: .5;
  background-image: linear-gradient(rgba(255, 255, 255, .045) 1px, transparent 1px), linear-gradient(90deg, rgba(255, 255, 255, .045) 1px, transparent 1px);
  background-size: 64px 64px;
  mask-image: radial-gradient(ellipse 60% 70% at 30% 40%, #000 30%, transparent 80%);
  -webkit-mask-image: radial-gradient(ellipse 60% 70% at 30% 40%, #000 30%, transparent 80%);
}
.hero__inner { display: grid; grid-template-columns: 1.05fr 1fr; align-items: center; gap: 2rem; }
.pill {
  display: inline-flex; align-items: center; gap: .6rem; padding: .5rem 1rem .5rem .8rem;
  border: 1px solid rgba(255, 255, 255, .14); border-radius: 999px; background: rgba(255, 255, 255, .05);
  font-size: .86rem; font-weight: 500; color: rgba(255, 255, 255, .85);
}
.pill__dot { width: 8px; height: 8px; border-radius: 50%; background: #4ade80; box-shadow: 0 0 0 0 rgba(74, 222, 128, .6); animation: pulse 2s infinite; }
@keyframes pulse { 70% { box-shadow: 0 0 0 10px rgba(74, 222, 128, 0); } 100% { box-shadow: 0 0 0 0 rgba(74, 222, 128, 0); } }
.hero__title { font-size: clamp(3rem, 6.4vw, 5.4rem); margin: 1.6rem 0 1.4rem; letter-spacing: -.05em; line-height: .98; }
.hero__lead { font-size: clamp(1.05rem, 1.4vw, 1.2rem); color: rgba(255, 255, 255, .66); max-width: 30rem; }
.hero__actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 2.2rem; }
.hero__trust { display: flex; flex-wrap: wrap; gap: .5rem 1.6rem; list-style: none; padding: 0; margin: 2.2rem 0 0; font-size: .9rem; color: rgba(255, 255, 255, .6); }
.hero__trust li { display: flex; align-items: center; gap: .5rem; }
.hero__trust svg { width: 18px; height: 18px; color: var(--blue-2); stroke-width: 2.4; }

.hero__visual { position: relative; align-self: end; margin-bottom: -60px; }
.hero__photo {
  width: 100%; height: auto;
  --fade: radial-gradient(ellipse 64% 70% at 50% 46%, #000 55%, transparent 90%);
  --fade-y: linear-gradient(transparent 0%, #000 18%, #000 78%, transparent 100%);
  -webkit-mask-image: var(--fade), var(--fade-y);
  -webkit-mask-composite: source-in;
  mask-image: var(--fade), var(--fade-y);
  mask-composite: intersect;
}
.float-card {
  position: absolute; color: #fff;
  background: rgba(17, 24, 48, .55); border: 1px solid rgba(255, 255, 255, .12);
  backdrop-filter: blur(18px); -webkit-backdrop-filter: blur(18px);
  border-radius: 18px; box-shadow: 0 24px 60px -20px rgba(0, 0, 0, .7);
  animation: float 7s ease-in-out infinite;
}
@keyframes float { 50% { transform: translateY(-10px); } }
.float-card--chart { top: 18%; right: -4%; width: 230px; padding: 1rem 1rem .6rem; }
.float-card__head { display: flex; justify-content: space-between; align-items: center; font-size: .78rem; font-weight: 600; color: rgba(255, 255, 255, .75); margin-bottom: .5rem; }
.badge-up { color: #4ade80; background: rgba(74, 222, 128, .12); padding: .2rem .5rem; border-radius: 999px; font-size: .7rem; }
.chart { width: 100%; height: 80px; display: block; }
.chart__line { stroke: var(--blue-2); stroke-width: 2.5; stroke-dasharray: 400; stroke-dashoffset: 400; animation: draw 2.4s .6s var(--ease) forwards; }
.chart__area { stroke: none; opacity: 0; animation: fade 1.2s 1.6s forwards; }
@keyframes draw { to { stroke-dashoffset: 0; } }
@keyframes fade { to { opacity: 1; } }
.float-card--name { left: -2%; bottom: 26%; display: flex; align-items: center; gap: .8rem; padding: .85rem 1.2rem .85rem .85rem; animation-delay: -3.5s; }
.float-card--name strong { display: block; font-size: .95rem; }
.float-card--name small { color: rgba(255, 255, 255, .6); font-size: .8rem; }
.float-card__icon { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 12px; background: var(--blue); }
.float-card__icon svg { width: 22px; height: 22px; stroke: #fff; }

.scroll-hint { position: absolute; left: 50%; bottom: 26px; transform: translateX(-50%); width: 26px; height: 42px; border: 1.5px solid rgba(255, 255, 255, .3); border-radius: 20px; z-index: 2; }
.scroll-hint span { position: absolute; left: 50%; top: 8px; width: 4px; height: 8px; margin-left: -2px; background: #fff; border-radius: 4px; animation: scroll 1.8s infinite; }
@keyframes scroll { 0% { opacity: 0; transform: translateY(0); } 30% { opacity: 1; } 100% { opacity: 0; transform: translateY(14px); } }

/* ---------- sections ---------- */
.section { padding: clamp(5rem, 10vw, 8.5rem) 0; position: relative; }
.section--tight { padding-top: 0; }
.section--soft { background: var(--soft); }
.section--dark { background: var(--black); color: #fff; overflow: hidden; isolation: isolate; }
.section-head { max-width: 640px; margin-bottom: clamp(2.5rem, 5vw, 4rem); }
.section-head--center { text-align: center; margin-inline: auto; }
.section-head p { margin-top: 1rem; font-size: 1.05rem; }
.eyebrow {
  display: inline-flex; align-items: center; gap: .6rem; margin-bottom: 1.1rem;
  font-size: .82rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--blue);
}
.eyebrow::before { content: ""; width: 26px; height: 2px; background: currentColor; border-radius: 2px; }
.eyebrow--light { color: var(--blue-2); }

/* ---------- služby: bento so sklenenými predmetmi (inšpirované Fondee) ---------- */
.bento { display: grid; grid-template-columns: 1.15fr 1fr 1fr; gap: 1.2rem; }
.bento__card {
  position: relative; overflow: hidden; display: flex; flex-direction: column; border-radius: 32px; padding: 1.8rem;
  background: linear-gradient(160deg, #f4f7fd 0%, #e8eef9 100%); border: 1px solid #e1e8f5;
  transition: transform .5s var(--ease), box-shadow .5s var(--ease);
}
.bento__card:hover { transform: translateY(-6px); box-shadow: 0 30px 60px -30px rgba(11, 16, 32, .35); }
.bento__card--tall { grid-row: span 2; padding: 2.2rem; }
.bento__card--wide { grid-column: 1 / -1; flex-direction: row-reverse; align-items: center; gap: 2rem; padding: 1.6rem 2.4rem; }
.bento__media { display: grid; place-items: center; flex: 1; min-height: 170px; }
.bento__card--tall .bento__media { min-height: 330px; }
.bento__card--wide .bento__media { flex: 0 0 200px; min-height: 0; }
.glass { width: min(190px, 100%); height: auto; overflow: visible; transition: transform .7s var(--ease); filter: drop-shadow(0 18px 22px rgba(47, 98, 255, .14)); }
.bento__card--tall .glass { width: min(360px, 100%); }
.bento__card--wide .glass { width: 150px; }
.bento__card:hover .glass { transform: translateY(-8px) rotate(-3deg); }
.bento__copy h3 { font-size: clamp(1.3rem, 2vw, 1.6rem); font-weight: 700; letter-spacing: -.03em; line-height: 1.15; text-wrap: balance; }
.bento__card--tall .bento__copy h3 { font-size: clamp(1.7rem, 2.8vw, 2.3rem); }
.bento__copy p { color: var(--muted); margin: .7rem 0 1.4rem; font-size: .98rem; max-width: 30rem; }
.bento__card--wide .bento__copy { flex: 1; display: grid; grid-template-columns: 1fr auto; grid-template-areas: "h btn" "p btn"; align-items: center; column-gap: 2.5rem; }
.bento__card--wide .bento__copy h3 { grid-area: h; }
.bento__card--wide .bento__copy p { grid-area: p; margin: .5rem 0 0; }
.bento__card--wide .bento__copy .btn { grid-area: btn; }
.btn--light { background: #fff; color: var(--ink); box-shadow: 0 8px 20px -12px rgba(11, 16, 32, .35); }
.btn--light:hover { background: var(--ink); color: #fff; transform: translateY(-2px); }
.bento__card--tall .btn { padding-block: 1.1rem; }

/* sklenené materiály */
.g-body { fill: url(#gGlass); stroke: rgba(122, 150, 210, .75); stroke-width: 1.6; }
.g-face { fill: url(#gGlass); stroke: rgba(122, 150, 210, .85); stroke-width: 1.6; }
.g-inner { fill: url(#gInner); stroke: rgba(255, 255, 255, .9); stroke-width: 1.4; }
.g-rim { fill: none; stroke: #4d7bff; stroke-width: 2.4; opacity: .85; }
.g-rim-strong { fill: none; stroke: url(#gCore); stroke-width: 5; stroke-linecap: round; }
.g-core-fill { fill: url(#gCore); stroke: none; opacity: .9; }
.g-tube-edge { fill: none; stroke: rgba(122, 150, 210, .6); stroke-linecap: round; stroke-linejoin: round; }
.g-tube { fill: none; stroke: #f5f8ff; stroke-linecap: round; stroke-linejoin: round; opacity: .95; }
.g-core { fill: none; stroke: url(#gCore); stroke-linecap: round; stroke-linejoin: round; }
.g-shine { fill: none; stroke: #fff; stroke-width: 3; stroke-linecap: round; opacity: .9; }

/* ---------- steps ---------- */
.steps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.2rem; position: relative; counter-reset: s; }
.steps::before {
  content: ""; position: absolute; top: 34px; left: 12%; right: 12%; height: 2px;
  background: linear-gradient(90deg, var(--blue) var(--p, 0%), var(--line) var(--p, 0%));
}
.step { text-align: center; padding: 0 .6rem; position: relative; }
.step__num {
  display: grid; place-items: center; width: 68px; height: 68px; margin: 0 auto 1.6rem; border-radius: 50%;
  background: #fff; border: 2px solid var(--line); font-weight: 800; font-size: 1.05rem; color: var(--ink);
  transition: background .5s, color .5s, border-color .5s, box-shadow .5s;
  position: relative; z-index: 1;
}
.step.is-active .step__num { background: var(--blue); border-color: var(--blue); color: #fff; box-shadow: 0 0 0 8px rgba(47, 98, 255, .12); }
.step p { color: var(--muted); margin-top: .5rem; font-size: .98rem; max-width: 15rem; margin-inline: auto; }

/* ---------- široká fotka ---------- */
.photo-wide { position: relative; margin: clamp(3rem, 6vw, 4.5rem) 0 0; border-radius: 32px; overflow: hidden; box-shadow: var(--shadow); }
.photo-wide img { width: 100%; height: clamp(260px, 42vw, 520px); object-fit: cover; object-position: 75% 30%; }
.photo-wide figcaption {
  position: absolute; left: 0; right: 0; bottom: 0; padding: 3rem clamp(1.2rem, 3vw, 2.2rem) clamp(1.1rem, 2.5vw, 1.8rem);
  background: linear-gradient(transparent, rgba(5, 7, 12, .55) 35%, rgba(5, 7, 12, .88)); display: flex; flex-direction: column; gap: .2rem; padding-top: 5rem;
}
.photo-wide .script-accent { color: #fff; margin: 0; }
.photo-wide small { color: rgba(255, 255, 255, .75); font-size: .85rem; }

/* ---------- about ---------- */
.about { display: grid; grid-template-columns: 1fr 1.05fr; gap: clamp(2.5rem, 6vw, 6rem); align-items: center; }
.about__media { position: relative; padding: 0 0 2rem 2rem; }
.about__block { position: absolute; left: 0; bottom: 0; width: 72%; height: 78%; border-radius: var(--radius); background: var(--blue); }
.about__block::after { content: ""; position: absolute; inset: 18px; border-radius: 14px; background-image: radial-gradient(rgba(255, 255, 255, .25) 1.4px, transparent 1.4px); background-size: 18px 18px; opacity: .6; }
.about__media img { position: relative; border-radius: var(--radius); width: 100%; height: auto; box-shadow: var(--shadow); background: #000; }
.about__stat {
  position: absolute; right: -1rem; top: -1.4rem; background: #fff; border-radius: 18px; padding: 1.1rem 1.4rem;
  box-shadow: var(--shadow); display: flex; flex-direction: column; animation: float 7s ease-in-out infinite;
}
.about__stat strong { font-size: 2.2rem; line-height: 1; letter-spacing: -.04em; color: var(--blue); }
.about__stat span { font-size: .85rem; color: var(--muted); font-weight: 500; margin-top: .3rem; }
.about__caption {
  position: absolute; left: 3.2rem; bottom: 3.2rem; display: flex; flex-direction: column; gap: .1rem; padding: .7rem 1rem; border-radius: 14px;
  background: rgba(5, 7, 12, .72); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px); color: rgba(255, 255, 255, .75); font-size: .8rem; line-height: 1.3;
}
.about__caption b { color: #fff; font-size: .95rem; }
@media (max-width: 600px) { .about__caption { left: 2.2rem; bottom: 2.4rem; } .about__stat { top: -1.2rem; right: -.4rem; } }
.about__copy p { font-size: 1.1rem; color: var(--muted); margin: 1.6rem 0; max-width: 34rem; }
.checks { list-style: none; padding: 0; margin: 0 0 2.2rem; display: grid; gap: .9rem; }
.checks li { display: flex; align-items: center; gap: .8rem; font-weight: 600; }
.checks li::before {
  content: ""; flex: none; width: 26px; height: 26px; border-radius: 50%;
  background: var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4L18 8'/%3E%3C/svg%3E") center/15px no-repeat;
}

/* ---------- calculator ---------- */
.calc { display: grid; gap: clamp(2rem, 4vw, 3rem); }
.calc__intro { display: flex; justify-content: space-between; align-items: flex-end; gap: 1.5rem 4rem; flex-wrap: wrap; }
.calc__intro h2 { max-width: 13em; text-wrap: balance; }
.calc__intro p { color: rgba(255, 255, 255, .6); font-size: 1.1rem; max-width: 24rem; }
.calc__panel {
  display: grid; grid-template-columns: 1fr 1.15fr; gap: 0; border-radius: 28px; overflow: hidden;
  background: rgba(255, 255, 255, .04); border: 1px solid rgba(255, 255, 255, .1);
}
.calc__controls { padding: 2.2rem; display: grid; gap: 2rem; align-content: center; }
.range { display: block; }
.range__top { display: flex; justify-content: space-between; align-items: baseline; gap: 1rem; margin-bottom: .9rem; font-size: .9rem; color: rgba(255, 255, 255, .65); }
.range output { color: #fff; font-weight: 700; font-size: 1.05rem; white-space: nowrap; }
input[type="range"] { -webkit-appearance: none; appearance: none; width: 100%; height: 6px; border-radius: 6px; background: linear-gradient(90deg, var(--blue) var(--fill, 50%), rgba(255, 255, 255, .12) var(--fill, 50%)); outline: none; cursor: pointer; }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 22px; height: 22px; border-radius: 50%; background: #fff; border: 5px solid var(--blue); box-shadow: 0 4px 14px rgba(47, 98, 255, .6); transition: transform .2s; }
input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.15); }
input[type="range"]::-moz-range-thumb { width: 14px; height: 14px; border-radius: 50%; background: #fff; border: 5px solid var(--blue); }
input[type="range"]:focus-visible { box-shadow: 0 0 0 4px rgba(107, 146, 255, .35); }
.calc__result { padding: 2.2rem; background: linear-gradient(160deg, rgba(47, 98, 255, .22), rgba(47, 98, 255, .04)); border-left: 1px solid rgba(255, 255, 255, .08); display: flex; flex-direction: column; }
.calc__label { font-size: .9rem; color: rgba(255, 255, 255, .65); }
.calc__total { white-space: nowrap; font-size: clamp(2.2rem, 3.6vw, 3.1rem); letter-spacing: -.045em; line-height: 1.1; margin: .4rem 0 1rem; font-variant-numeric: tabular-nums; }
.calc__bar { height: 10px; border-radius: 10px; background: rgba(255, 255, 255, .18); overflow: hidden; display: flex; justify-content: flex-end; }
.calc__bar span { display: block; height: 100%; background: linear-gradient(90deg, var(--blue-2), var(--blue)); border-radius: 10px; transition: width .5s var(--ease); }
.calc__legend { display: flex; flex-direction: column; gap: .5rem; margin: 1.2rem 0 1.8rem; font-size: .9rem; color: rgba(255, 255, 255, .65); }
.calc__legend span { display: flex; align-items: center; gap: .5rem; }
.calc__legend b { color: #fff; margin-left: auto; font-variant-numeric: tabular-nums; }
.dot { width: 10px; height: 10px; border-radius: 50%; }
.dot--muted { background: rgba(255, 255, 255, .3); }
.dot--blue { background: var(--blue-2); }
.calc__note { display: block; margin-top: 1rem; font-size: .74rem; color: rgba(255, 255, 255, .4); line-height: 1.4; }

/* profily a graf rastu (inšpirované Fondee) */
.profiles { display: grid; gap: .9rem; }
.profiles__label { font-size: .9rem; color: rgba(255, 255, 255, .65); }
.profiles__row { display: grid; grid-template-columns: repeat(3, 1fr); gap: .5rem; }
.profile {
  display: flex; flex-direction: column; align-items: flex-start; gap: .15rem; padding: .8rem .9rem; border-radius: 14px; cursor: pointer;
  background: rgba(255, 255, 255, .04); border: 1px solid rgba(255, 255, 255, .12); color: #fff; font: 700 .95rem var(--font); text-align: left;
  transition: background .3s, border-color .3s, transform .3s var(--ease);
}
.profile small { white-space: nowrap; font-weight: 500; font-size: .76rem; color: rgba(255, 255, 255, .55); }
.profile:hover { border-color: rgba(255, 255, 255, .35); transform: translateY(-2px); }
.profile.is-active { background: var(--blue); border-color: var(--blue); box-shadow: 0 10px 26px -12px rgba(47, 98, 255, .9); }
.profile.is-active small { color: rgba(255, 255, 255, .8); }
.profile:focus-visible { outline: 2px solid var(--blue-2); outline-offset: 2px; }
.alloc__bar { height: 8px; border-radius: 8px; background: rgba(255, 255, 255, .18); overflow: hidden; }
.alloc__bar span { display: block; height: 100%; background: linear-gradient(90deg, var(--blue-2), var(--blue)); border-radius: 8px; transition: width .6s var(--ease); }
.alloc__legend { display: flex; gap: 1.4rem; margin-top: .6rem; font-size: .82rem; color: rgba(255, 255, 255, .6); }
.alloc__legend span { display: flex; align-items: center; gap: .4rem; }
.alloc__legend b { color: #fff; font-variant-numeric: tabular-nums; }
.growth { width: 100%; height: 150px; display: block; overflow: visible; }
.growth__grid line { stroke: rgba(255, 255, 255, .08); stroke-width: 1; stroke-dasharray: 3 5; }
.growth__value-area { stroke: none; }
.growth__value { stroke: var(--blue-2); stroke-width: 2.5; vector-effect: non-scaling-stroke; }
.growth__dep { stroke: rgba(255, 255, 255, .45); stroke-width: 2; stroke-dasharray: 5 5; vector-effect: non-scaling-stroke; }
.growth-wrap { position: relative; }
.growth__pin { position: absolute; right: 0; top: 5.9%; width: 12px; height: 12px; border-radius: 50%; background: #fff; border: 3px solid var(--blue); transform: translate(50%, -50%); box-shadow: 0 0 0 6px rgba(47, 98, 255, .25); }
.growth__axis { display: flex; justify-content: space-between; font-size: .75rem; color: rgba(255, 255, 255, .45); margin-top: .5rem; }

/* ---------- pás výsledkov ---------- */
.results { border-bottom: 1px solid var(--line); }
.results__row { display: grid; grid-template-columns: 1.5fr repeat(5, 1fr); }
.results__intro { display: flex; flex-direction: column; justify-content: center; gap: .7rem; padding: 1.8rem 1.4rem 1.8rem 0; }
.results__eyebrow { font-size: .78rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--blue); }
.results__badge { display: inline-flex; align-items: center; gap: .5rem; font-weight: 700; font-size: .92rem; line-height: 1.3; color: var(--ink); }
.results__badge svg { flex: none; width: 34px; height: 34px; padding: 7px; border-radius: 10px; background: linear-gradient(145deg, #f6e3a8, #d4a947); color: #6b4c12; stroke-width: 2; }
.result { display: flex; flex-direction: column; justify-content: flex-start; gap: .35rem; padding: 1.8rem 1.2rem; border-left: 1px solid var(--line); }
.result strong { font-size: clamp(2rem, 3vw, 2.6rem); font-weight: 800; letter-spacing: -.05em; line-height: 1; color: var(--ink); font-variant-numeric: tabular-nums; }
.result:nth-child(2) strong { color: var(--blue); }
.result span { font-size: .84rem; color: var(--muted); line-height: 1.3; }

/* odznaky dôvery v sľube */
.creds { list-style: none; padding: 0; margin: clamp(2rem, 4vw, 2.8rem) auto 0; display: flex; flex-wrap: wrap; justify-content: center; gap: .6rem; max-width: 860px; }
.creds li { display: inline-flex; align-items: center; gap: .55rem; padding: .6rem 1rem .6rem .7rem; border-radius: 999px; background: #fff; border: 1px solid #e1e8f5; font-size: .9rem; font-weight: 600; color: var(--ink); box-shadow: 0 10px 24px -18px rgba(11, 16, 32, .35); }
.creds svg { width: 26px; height: 26px; padding: 5px; border-radius: 50%; background: rgba(47, 98, 255, .1); color: var(--blue); stroke-width: 2; }

/* ---------- životné situácie ---------- */
.life { background: #fff; border-radius: 28px; padding: clamp(1rem, 2vw, 1.4rem); box-shadow: 0 30px 70px -40px rgba(11, 16, 32, .35); }
.life__tabs { display: flex; gap: .4rem; padding: .35rem; background: var(--soft); border-radius: 999px; overflow-x: auto; scrollbar-width: none; }
.life__tabs::-webkit-scrollbar { display: none; }
.life__tab {
  flex: 1 0 auto; padding: .85rem 1.3rem; border: 0; border-radius: 999px; background: transparent; cursor: pointer;
  font: 600 .95rem var(--font); color: var(--muted); white-space: nowrap; transition: background .3s, color .3s, box-shadow .3s;
}
.life__tab:hover { color: var(--ink); }
.life__tab.is-active { background: #fff; color: var(--ink); box-shadow: 0 6px 18px -8px rgba(11, 16, 32, .3); }
.life__tab:focus-visible { outline: 2px solid var(--blue); outline-offset: 2px; }
.life__panel { display: grid; grid-template-columns: 1.1fr 1fr; gap: clamp(1.5rem, 4vw, 3rem); align-items: center; padding: clamp(1.4rem, 4vw, 3rem) clamp(.6rem, 3vw, 2.4rem) clamp(.8rem, 2vw, 1.4rem); animation: panelIn .5s var(--ease); }
@keyframes panelIn { from { opacity: 0; transform: translateY(10px); } }
.life__copy h3 { font-size: clamp(1.6rem, 3vw, 2.3rem); letter-spacing: -.035em; text-wrap: balance; }
.life__copy p { color: var(--muted); font-size: 1.08rem; margin: .8rem 0 1.6rem; }
.life__copy .checks { margin-bottom: 2rem; }
.life__visual {
  --tone: #e6edff; --tone-2: #c9d7ff; --ic: var(--blue);
  position: relative; overflow: hidden; border-radius: 22px; min-height: 300px; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 1.6rem; padding: 2rem;
  background: radial-gradient(circle at 30% 20%, #fff 0%, transparent 55%), linear-gradient(145deg, var(--tone), var(--tone-2));
}
.life__visual[data-tone="mint"] { --tone: #e2f6ee; --tone-2: #bfe9d8; --ic: #0f8a5f; }
.life__visual[data-tone="peach"] { --tone: #fdece3; --tone-2: #f8d2bf; --ic: #c4552a; }
.life__visual[data-tone="lilac"] { --tone: #efe9fd; --tone-2: #d9ccfa; --ic: #6a45d8; }
.life__visual::before, .life__visual::after { content: ""; position: absolute; border-radius: 50%; border: 1px solid rgba(255, 255, 255, .7); }
.life__visual::before { width: 260px; height: 260px; }
.life__visual::after { width: 380px; height: 380px; }
.life__visual > svg { position: relative; width: 104px; height: 104px; padding: 26px; border-radius: 30px; background: #fff; color: var(--ic); stroke-width: 1.6; box-shadow: 0 24px 50px -24px rgba(11, 16, 32, .45); }
.life__chips { position: relative; display: flex; flex-wrap: wrap; justify-content: center; gap: .5rem; }
.life__chips span { padding: .5rem .95rem; border-radius: 999px; background: rgba(255, 255, 255, .8); font-size: .86rem; font-weight: 600; color: var(--ink); backdrop-filter: blur(6px); }

/* ---------- referencie ---------- */
.reviews { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.2rem; }
.review { display: flex; flex-direction: column; gap: 1rem; padding: 1.8rem; border-radius: var(--radius); border: 1px solid var(--line); background: #fff; }
.review__stars { color: #f5b301; letter-spacing: .15em; font-size: 1rem; }
.review p { color: var(--ink); font-size: 1.02rem; flex: 1; }
.review footer { display: flex; align-items: center; gap: .8rem; font-size: .9rem; }
.review footer span { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; background: rgba(47, 98, 255, .1); color: var(--blue); font-weight: 800; }
.review footer small { display: block; color: var(--muted); }

/* ---------- faq ---------- */
.faq { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(2rem, 6vw, 6rem); align-items: start; }
.faq__list { display: grid; gap: .8rem; }
.faq__item { border: 1px solid var(--line); border-radius: 18px; background: #fff; transition: border-color .3s, box-shadow .3s; }
.faq__item[open] { border-color: transparent; box-shadow: var(--shadow); }
.faq__item summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 1rem; padding: 1.35rem 1.5rem; font-weight: 700; font-size: 1.05rem; }
.faq__item summary::-webkit-details-marker { display: none; }
.faq__icon { position: relative; flex: none; width: 32px; height: 32px; border-radius: 50%; background: var(--soft); transition: background .3s, transform .4s var(--ease); }
.faq__icon::before, .faq__icon::after { content: ""; position: absolute; left: 50%; top: 50%; width: 12px; height: 2px; margin: -1px 0 0 -6px; background: var(--ink); border-radius: 2px; transition: background .3s; }
.faq__icon::after { transform: rotate(90deg); }
.faq__item[open] .faq__icon { background: var(--blue); transform: rotate(45deg); }
.faq__item[open] .faq__icon::before, .faq__item[open] .faq__icon::after { background: #fff; }
.faq__item p { padding: 0 1.5rem 1.4rem; color: var(--muted); }

/* ---------- fotky v otázkach a kontakte ---------- */
.faq__photo { display: block; width: min(320px, 100%); height: auto; aspect-ratio: 4 / 5; object-fit: cover; border-radius: 28px; margin-top: 2rem; box-shadow: var(--shadow); transform: rotate(-2deg); }
.contact__photo { display: block; width: 100%; height: auto; max-width: 420px; aspect-ratio: 4 / 3; object-fit: cover; object-position: 50% 20%; border-radius: 22px; margin-top: 2rem; -webkit-mask-image: linear-gradient(#000 70%, transparent); mask-image: linear-gradient(#000 70%, transparent); }
@media (max-width: 900px) { .faq__photo { width: min(260px, 70%); } }

/* ---------- contact ---------- */
.contact__copy, .form { min-width: 0; }
.contact .form { align-self: start; align-content: start; }
@media (max-width: 600px) { .contact__line { font-size: .98rem; gap: .7rem; } }
.contact__line { overflow-wrap: break-word; }
.contact {
  position: relative; overflow: hidden; isolation: isolate;
  display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(2rem, 5vw, 4rem);
  padding: clamp(2rem, 5vw, 4.5rem); border-radius: 32px; background: var(--ink); color: #fff;
  border: 1px solid rgba(255, 255, 255, .08);
}
.contact::before { content: ""; position: absolute; z-index: -1; width: 600px; height: 600px; left: -200px; bottom: -300px; border-radius: 50%; background: rgba(47, 98, 255, .22); filter: blur(100px); }
.contact__copy p { color: rgba(255, 255, 255, .65); font-size: 1.1rem; margin-top: 1.2rem; }
.contact__direct { display: grid; gap: .9rem; margin-top: 2.4rem; }
.contact__line { display: inline-flex; align-items: center; gap: .9rem; font-weight: 600; font-size: 1.1rem; width: fit-content; transition: color .3s; }
.contact__line:hover { color: var(--blue-2); }
.contact__ic { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 14px; background: rgba(255, 255, 255, .08); border: 1px solid rgba(255, 255, 255, .1); }
.contact__ic svg { width: 20px; height: 20px; }

.form { background: #fff; color: var(--text); border-radius: 24px; padding: clamp(1.4rem, 3vw, 2.2rem); display: grid; gap: 1rem; }
.hp { position: absolute; left: -9999px; }
.chips { border: 0; padding: 0; margin: 0 0 .4rem; display: flex; flex-wrap: wrap; gap: .5rem; }
.chips legend { font-weight: 700; margin-bottom: .8rem; padding: 0; }
.chips label { cursor: pointer; }
.chips input { position: absolute; opacity: 0; pointer-events: none; }
.chips span { display: inline-block; padding: .55rem 1rem; border-radius: 999px; border: 1px solid var(--line); font-size: .9rem; font-weight: 600; color: var(--muted); transition: all .25s; }
.chips label:hover span { border-color: var(--blue); color: var(--blue); }
.chips input:checked + span { background: var(--blue); border-color: var(--blue); color: #fff; }
.chips input:focus-visible + span { outline: 2px solid var(--blue); outline-offset: 2px; }
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.field { display: grid; gap: .4rem; }
.field span { font-size: .85rem; font-weight: 600; color: var(--muted); }
.field em { font-style: normal; font-weight: 400; opacity: .7; }
.field input, .field textarea {
  width: 100%; padding: .95rem 1.1rem; border-radius: 12px; border: 1px solid var(--line); background: var(--soft);
  font: 500 1rem var(--font); color: var(--text); transition: border-color .25s, background .25s, box-shadow .25s; resize: vertical;
}
.field input:focus, .field textarea:focus { outline: none; border-color: var(--blue); background: #fff; box-shadow: 0 0 0 4px rgba(47, 98, 255, .12); }
.field input.is-invalid { border-color: #e5484d; }
.consent { display: flex; gap: .7rem; align-items: flex-start; font-size: .85rem; color: var(--muted); cursor: pointer; }
.consent input { margin-top: .2rem; accent-color: var(--blue); width: 16px; height: 16px; flex: none; }
.form__status { font-size: .92rem; font-weight: 600; min-height: 1.2em; text-align: center; }
.form__status.ok { color: #16a34a; }
.form__status.err { color: #e5484d; }

/* ---------- právna podstránka ---------- */
.legal-page { background: var(--black); color: #fff; padding: 140px 0 70px; }
.legal-page h1 { font-size: clamp(2.2rem, 5vw, 3.6rem); margin-top: 1rem; }
.legal-page p { color: rgba(255, 255, 255, .6); margin-top: 1rem; }
.legal { max-width: 46rem; padding-block: clamp(3rem, 6vw, 5rem); }
.legal h2 { font-size: 1.35rem; letter-spacing: -.02em; margin: 2.4rem 0 .8rem; }
.legal p, .legal li { color: var(--muted); }
.legal ul { padding-left: 1.2rem; display: grid; gap: .4rem; }
.legal a { color: var(--blue); font-weight: 600; }

/* ---------- footer ---------- */
/* kontaktný panel leží na rozhraní bielej a čiernej, pätička naň plynulo nadväzuje */
#kontakt { background: linear-gradient(var(--bg) 55%, var(--black) 55%); padding-bottom: clamp(3rem, 6vw, 5rem); }
.footer { background: var(--black); color: rgba(255, 255, 255, .6); padding: 1rem 0 2rem; overflow: hidden; }
.footer__top { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.2fr; gap: clamp(2rem, 4vw, 3.5rem); padding-bottom: clamp(2.5rem, 5vw, 3.5rem); }
.footer__brand .logo__mark { height: 40px; }
.footer__brand p { margin: 1.4rem 0 1.6rem; max-width: 22rem; font-size: .98rem; }
.socials { display: flex; gap: .6rem; }
.socials a {
  display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px;
  border: 1px solid rgba(255, 255, 255, .12); color: rgba(255, 255, 255, .75);
  transition: background .3s, border-color .3s, color .3s, transform .3s var(--ease);
}
.socials a:hover { background: var(--blue); border-color: var(--blue); color: #fff; transform: translateY(-3px); }
.socials svg { width: 19px; height: 19px; }
.footer__col { display: flex; flex-direction: column; align-items: flex-start; gap: .75rem; font-size: .95rem; }
.footer__col h4 { margin: 0 0 .5rem; color: #fff; font-size: .8rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.footer__col a:not(.btn) { position: relative; transition: color .25s, transform .25s var(--ease); }
.footer__col a:not(.btn):hover { color: #fff; transform: translateX(3px); }
.footer__contact a:not(.btn) { color: #fff; font-weight: 600; }
.footer__contact a:not(.btn):hover { color: var(--blue-2); }
.footer__contact .btn { margin-top: .6rem; }
.footer__word {
  font-size: clamp(3.2rem, 13.5vw, 12.5rem); font-weight: 800; letter-spacing: -.055em; line-height: 1; padding-bottom: .12em;
  white-space: nowrap; text-align: center; user-select: none; margin: 0 -2vw;
  background: linear-gradient(180deg, rgba(107, 146, 255, .55) 0%, rgba(47, 98, 255, .08) 85%);
  -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent;
}
.footer__legal { border-top: 1px solid rgba(255, 255, 255, .08); margin-top: 0; padding-top: 1.6rem; display: grid; gap: 1.2rem; font-size: .82rem; color: rgba(255, 255, 255, .42); }
.footer__legal p { max-width: 60rem; line-height: 1.6; }
.footer__legal p a { color: rgba(255, 255, 255, .7); text-decoration: underline; text-underline-offset: 2px; }
.footer__bottom { display: flex; flex-wrap: wrap; align-items: center; gap: .6rem 2rem; }
.footer__bottom a { transition: color .25s; }
.footer__bottom a:hover, .footer__legal p a:hover { color: #fff; }
.credit { color: rgba(255, 255, 255, .3); }
.to-top { margin-left: auto; display: inline-flex; gap: .4rem; align-items: center; color: rgba(255, 255, 255, .7); font-weight: 600; }
.to-top span { display: inline-block; transition: transform .3s var(--ease); }
.to-top:hover span { transform: translateY(-3px); }

.mobile-bar { display: none; }

/* ---------- reveal ---------- */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .9s var(--ease), transform .9s var(--ease); }
.reveal.is-in { opacity: 1; transform: none; }

/* ==========================================================
   Responzivita
   ========================================================== */
@media (max-width: 1080px) {
  .nav { gap: 1.4rem; }
  .bento { grid-template-columns: 1fr 1fr; }
  .results__row { grid-template-columns: repeat(5, 1fr); }
  .results__intro { grid-column: 1 / -1; flex-direction: row; align-items: center; justify-content: space-between; flex-wrap: wrap; padding: 1.4rem 0; border-bottom: 1px solid var(--line); }
  .result:nth-child(2) { border-left: 0; padding-left: 0; }
  .bento__card--tall { grid-row: auto; grid-column: 1 / -1; }
  .bento__card--tall .bento__media { min-height: 240px; }
  .reviews { grid-template-columns: 1fr 1fr; }
  .calc { grid-template-columns: 1fr; }
  .float-card--chart { right: 0; }
}

@media (max-width: 900px) {
  .header__inner { height: 70px; }
  .nav {
    position: fixed; inset: 70px 0 auto; flex-direction: column; gap: 0; margin: 0;
    background: rgba(5, 7, 12, .96); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px);
    padding: .5rem 20px 1.5rem; border-bottom: 1px solid rgba(255, 255, 255, .08);
    transform: translateY(-12px); opacity: 0; pointer-events: none; transition: opacity .3s, transform .3s var(--ease);
  }
  .nav a { padding: 1rem 0; font-size: 1.1rem; border-bottom: 1px solid rgba(255, 255, 255, .06); }
  .nav a::after { display: none; }
  .header.menu-open .nav { opacity: 1; transform: none; pointer-events: auto; }
  .header.menu-open { background: rgba(5, 7, 12, .96); }
  .header__cta { display: none; }
  .burger {
    display: grid; place-content: center; gap: 6px; margin-left: auto; width: 44px; height: 44px;
    border-radius: 12px; border: 1px solid rgba(255, 255, 255, .15); background: rgba(255, 255, 255, .05); cursor: pointer;
  }
  .burger span { display: block; width: 18px; height: 2px; background: #fff; border-radius: 2px; transition: transform .3s var(--ease); }
  .header.menu-open .burger span:first-child { transform: translateY(4px) rotate(45deg); }
  .header.menu-open .burger span:last-child { transform: translateY(-4px) rotate(-45deg); }

  .hero { padding: 100px 0 0; min-height: auto; }
  .hero__inner { grid-template-columns: 1fr; gap: 1rem; }
  .hero__copy { text-align: center; }
  .hero__lead { margin-inline: auto; }
  .hero__actions, .hero__trust { justify-content: center; }
  .hero__visual { max-width: 520px; margin: 0 auto -20px; width: 100%; }
  .float-card--chart { width: 180px; top: 10%; right: -2%; padding: .8rem .8rem .4rem; }
  .chart { height: 60px; }
  .float-card--name { left: 0; bottom: 20%; }
  .scroll-hint { display: none; }

  .steps { grid-template-columns: 1fr 1fr; row-gap: 2.8rem; }
  .steps::before { display: none; }
  .about, .faq, .contact { grid-template-columns: 1fr; }
  .about__media { max-width: 460px; margin-inline: auto; width: 100%; }
  .calc__panel { grid-template-columns: 1fr; }
  .life__panel { grid-template-columns: 1fr; }
  .life__visual { min-height: 230px; }
  .calc__result { border-left: 0; border-top: 1px solid rgba(255, 255, 255, .08); }

  .mobile-bar {
    display: grid; grid-template-columns: 1fr 1.4fr; gap: .6rem; position: fixed; left: 12px; right: 12px; bottom: 12px; z-index: 40;
    padding: .5rem; border-radius: 999px; background: rgba(255, 255, 255, .9); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
    box-shadow: 0 16px 40px -12px rgba(11, 16, 32, .35);
    transform: translateY(140%); transition: transform .45s var(--ease);
  }
  .mobile-bar.is-visible { transform: none; }
  .mobile-bar .btn { padding: .85rem 1rem; }
  .footer { padding-bottom: 6.5rem; }
  .footer__top { grid-template-columns: 1fr 1fr; }
  .footer__brand { grid-column: 1 / -1; }
}

@media (max-width: 600px) {
  .container { width: calc(100% - 32px); }
  .bento { grid-template-columns: 1fr; }
  .results__row { grid-template-columns: 1fr 1fr; }
  .results__intro { flex-direction: column; align-items: flex-start; }
  .result { padding: 1.3rem .9rem; border-left: 1px solid var(--line); }
  .result:nth-child(2) { padding-left: .9rem; }
  .result:nth-child(even) { border-left: 0; padding-left: 0; }
  .result:nth-child(n+4) { border-top: 1px solid var(--line); }
  .result:last-child { grid-column: 1 / -1; }
  .bento__card, .bento__card--tall { padding: 1.5rem; border-radius: 26px; }
  .bento__card--wide { flex-direction: column; align-items: stretch; gap: .5rem; padding: 1.5rem; }
  .bento__card--wide .bento__media { flex-basis: auto; min-height: 150px; }
  .bento__card--wide .bento__copy { display: block; }
  .bento__card--wide .bento__copy p { margin-bottom: 1.4rem; }
  .steps { grid-template-columns: 1fr; }
  .step { display: grid; grid-template-columns: 56px 1fr; column-gap: 1.1rem; text-align: left; padding: 0; }
  .step__num { width: 56px; height: 56px; margin: 0; grid-row: span 2; font-size: .95rem; }
  .step p { margin: .3rem 0 0; max-width: none; }
  .form__row { grid-template-columns: 1fr; }
  .reviews { grid-template-columns: 1fr; }
  .life__tabs { margin-inline: -.2rem; }
  .life__tab { padding: .75rem 1rem; font-size: .9rem; }
  .profile { padding: .7rem .65rem; font-size: .88rem; }
  .hero__actions .btn { flex: 1 1 100%; }
  .float-card--chart { width: 150px; }
  .badge-up { display: none; }
  .float-card--name { padding: .6rem .9rem .6rem .6rem; }
  .float-card__icon { width: 34px; height: 34px; }
  .about__media { padding: 0 0 1.4rem 1.4rem; }
  .about__stat { right: -.4rem; padding: .9rem 1.1rem; }
  .about__stat strong { font-size: 1.8rem; }
  .calc__controls, .calc__result { padding: 1.6rem; }
  .contact { border-radius: 24px; padding: 1.6rem 1.2rem 1.2rem; }
  .footer__contact { grid-column: 1 / -1; }
  .to-top { margin-left: 0; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
  .reveal { opacity: 1; transform: none; }
  .chart__line { stroke-dashoffset: 0; }
  .chart__area { opacity: 1; }
}